The maximum benefit payouts increase each year.There’s no waiting period for preventive care.The company provides coverage for regular exams, cleanings, X-rays, root canals, crowns, implants and braces.Guardian Dental offers both PPO and DHMO plans in select states.Guardian is one of the most affordable dental plans on the market.It’s important to know you won’t be covered for major services during the first year.The amount of your reimbursement will increase with each year that you’re covered. It covers preventive services as well as basic and major services.It provides dental insurance for 80 million members.Delta Dental has 145,000 dentists and 292,000 office locations in its network throughout the United States.It is a not-for-profit organization (with some for-profit affiliates) that provides services to more than 80 million people. Delta Dental is the largest dental benefits company in the United States.Here are some facts to know when comparing Delta Dental to Guardian Dental: Delta Dental: Your dentist under contract with Guardian Dental will do this for you. As a Guardian Dental member, you won’t have to file your claim. Guardian pays claims quickly - typically between two and 15 days once they are submitted. Plus, you won’t have to wait for weeks or months for your dental claims to be paid. Guardian Dental insurance also offers plans in 20 states through the ACA state health care insurance exchanges on. The Guardian Dental DHMO plans are available in: There are 12,000 dentists and 52,000 dental offices located in the United States in the Guardian Dental DHMO network. The Guardian Dental PPO network is made up of 120,000 dentists and 420,000 dental offices across the country. Both the PPO and DHMO options are available in many states (some states only allow for one or the other). You should choose this option if you visit the dentist often and you think you’ll need more complex dental work.įinding a dentist with Guardian Dental is easy.
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